Most banks never planned to end up fragmented. They modernized whatever rail needed it next, and the patchwork grew from there.
PYMNTS, Finastra, SRA Consulting and Atlantic Union Bank put payment hubs to the test: one orchestration layer that can support multiple rails, accelerate new capabilities and modernize infrastructure without another massive rip-and-replace. They'll get into what works, what doesn't, and whether the economics justify the investment.