The Pay Later market is transforming consumer credit, merchant strategies, and financial services, expanding beyond BNPL into new models of flexible financing. But what’s next?
Join our exclusive virtual event for an in-depth look at PYMNTS’ new report, "Pay Later Revolution: Redefining the Credit Economy." Industry leaders will unpack the evolution of deferred payments, the forces shaping its future, and the opportunities and challenges redefining consumer financing.
How is the evolving relationship between pure-play BNPL providers and traditional financial institutions reshaping consumer choice and driving conversions? Join Max Levchin, Founder & CEO of Affirm, as we explore the complex dynamics of the Pay Later ecosystem. We'll discuss the role of embedded finance solutions – from digital wallets like Apple Pay and Google Pay to Affirm's integrations with Amazon and Shopify – in accelerating BNPL adoption and creating seamless payment experiences. Discover how Affirm is balancing innovation with responsible lending practices to empower consumers and drive sales for merchants.
Ed O'Donnell, CEO of Versatile Credit, will explore the technological advancements transforming credit assessment. This discussion will examine how new underwriting models at the point of sale are redefining credit evaluation and enabling merchants to offer financing to a wider range of consumers across all FICO bands. Key topics include the role of cashflow underwriting, AI-driven risk assessment, and how Versatile Credit is expanding access to credit, making financing more inclusive and accessible.
How are payments networks facilitating the growth and evolution of payment flexibility such as Buy Now, Pay Later? Join Seema Chibber, Executive Vice President, Core Payments, North America, Mastercard, as we explore how they are enabling more options, such as installments, into its broader payments ecosystem. We'll discuss how Mastercard is leveraging its existing infrastructure and working with partners to create a more dynamic and competitive market, expanding access to flexible payment options for consumers and driving growth for merchants.
What will the Pay Later landscape look like at the end of this decade? Nandan Sheth, CEO of Splitit, leads a thought-provoking conversation examining the future of flexible payments. Uncover emerging trends, including the potential impact of regulatory changes and the expansion of BNPL into new sectors like healthcare and B2B. Learn how payment gateways and orchestration platforms are creating seamless experiences for merchants and consumers.
As Buy Now, Pay Later (BNPL) reshapes consumer finance, the infrastructure behind these transactions plays a crucial role. Join Todd Pollak, CRO of Marqeta, as we explore the critical issuing and processing systems that enable BNPL's rapid growth. We'll examine how modern card issuing platforms are facilitating the convergence of traditional credit products and innovative BNPL solutions, enabling both fintech startups and established financial institutions to launch and scale BNPL offerings.
Sab Pell is senior director of product marketing at Openform, where her goal is to help people unlock the power of in-person events. Prior to Openform, she led global product marketing teams. Sab Pell is senior director of product marketing at Openform, where her goal is to help people unlock the power of in-person events. Prior to Openform, she led global product marketing teams.