Plaid started as “an API for your bank account,” helping people connect their accounts safely, and in real-time to the apps they use every day. That foundational infrastructure unlocked the growth of modern fintech, powering many of the apps that make up your phone’s finance folder. While helping connect hundreds of millions of people relying on over 12,000 institutions was no small feat, it was just the beginning.
Today, Plaid is a data network, powering insights, identity, and intelligent decisioning for thousands of companies across financial services. In this conversation, Plaid CEO Zach Perret joins PYMNTS CEO Karen Webster to share how Plaid has transformed from infrastructure to analytics, and what that shift means for the future of finance.
from cash flow underwriting and real-time identity verification to network-level fraud detection and smarter bank payments. And you’ll get a look at what’s next: how Plaid is scaling into the enterprise, redefining bill pay, and bringing intelligent AI models to help companies fight fraud and improve credit scoring.
